20-40 zlobivá manželka

You can't do this. I'm 22 now. I'm in college.

Oh yes I can do this. You took the car without permission and you got into an accident.

It wasn't any big deal. I just wanted to go to the mall with my friends. I mean, it's just a little tiny debt. Just so *****. No one will notice.

That's not the issue. It's not about the tininess of the accident. The fact is you took the car without permission, you got into an accident, it's going to cost money in the long run, and you knew the rules and you broke them.

Now, you also know that the rules have not changed since you went away to college. Therefore, you're going to be spent.